Hi, I'm Troy Allen. I help individuals and families create clarity and peace of mind through simple, proven protection strategies—without pressure or confusion.
No pressure. No confusion. Just clear answers and real support.
Insurance shouldn't feel overwhelming or salesy. Here's what you can expect when we work together.
Talk to a real person, not a call center. I'm here to listen and understand your needs.
Plain language, no jargon. You'll understand exactly what you're buying and why.
I'll show you the pros and cons so you can choose confidently. No high-pressure tactics.
We start with what you can comfortably afford and build the best protection within it.
I'm here after the policy is issued, not just before. Your life changes, your coverage should too.
Full disclosure on everything. I'll verify my credentials and answer any questions you have.
Whether you're protecting your family, building cash value, or planning for retirement, I'll help you find the right fit.
Cover funeral costs and end-of-life expenses so your family isn't left scrambling or fundraising.
Learn MorePermanent coverage with stable premiums and cash value growth for lifelong security.
Learn MoreBudget-friendly protection for your highest-responsibility years—mortgage, children, and income replacement.
Learn MoreFlexible coverage with cash value growth tied to market indexes for long-term accumulation strategies.
Learn MoreRetirement income stability and principal protection for those concerned about outliving their money.
Learn MoreBuild financial control and liquidity using structured permanent life insurance as a wealth-building tool.
Learn MoreNo guessing. No pressure. Just a straightforward path to the right coverage.
We identify your goals, budget, timeline, and any current coverage you have.
I present clear choices with pros and cons—no pile of confusing quotes.
If you choose to move forward, I guide you through the application step-by-step.
You understand what you own, how it works, and I'm here to adjust when life changes.
Here are answers to questions many clients have before getting started. Don't see yours? Just ask.
You don't need to have all the answers—you just need a plan. Let's create clarity and confidence together.
No obligation. No pressure. Just honest guidance.